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Circle Glossary

All the words related to the Circle Experience 📖 🔮 

Debit Cards

The best thing to link to Circle. Fast, easy, free.

Credit Cards

Fast, easy, and no charge from Circle to use in Europe and the UK. Card provider may charge cash advance fees, though.

Bank accounts

Easy, free, and the fastest way to get money out of Circle to your personal account, but you can only use bank accounts for cashing out from Circle at the moment!

Two-factor authentication

Another layer of security when taking actions on your account. Usually a SMS or TOTP code.

Transfer Timelines

While most transfers are instant, sometimes there are delays!

Merchant Category Code

How other institutions categorize our payments. Ours is 6051.

Money Messages

The phrase we use for what you can send and request to others using Circle.


A curated source of GIFs.


You can invite your friends to Circle using the Circle Pay app to make money.


Means Know Your Customer. Circle has to abide by country regulatory policies, which means we need to know who you are in order to provide a money transferring service.