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Circle Glossary

All the words related to the Circle Experience 📖 🔮 

Debit Cards

The best thing to link to Circle. Fast, easy, free.

Bank accounts

Easy and free, the fastest way to cash out funds. Only useful for cashing out at the moment!

Credit Card

Fast and easy, but fees may be charged by your card issuer.

Two-factor authentication

Another layer of security when taking actions on your account. Usually a SMS or TOTP code.

Transfer Timelines

While most transfers are instant, sometimes there are delays!

Merchant Category Code

How other institutions categorize our payments. Ours is 6051.

Money Messages

The phrase we use for what you can send and request to others using Circle.


A curated source of GIFs.


You can invite your friends to Circle using the Circle Pay app to make money.


Means Know Your Customer. Circle has to abide by country regulatory policies, which means we need to know who you are in order to provide a money transferring service.