Certain issuing banks for Visa and MasterCard charge cash advance fees 🚩 when using a credit card with Circle. While we no longer allow credit cards to be linked to your Circle account, cards that were linked in the past can still be used.
For credit cards from outside the US, the issuing bank may additionally charge international transaction fees.
If you wish to ask your bank about how it will process credit card transactions with Circle, and whether any additional fees will affect you, you can provide them with our Merchant Category Code (MCC): 4829.
If you use a US-issued debit card or bank account instead of a credit card, there are zero fees.